Your Trusted Public Insurance Adjuster in Newtown, PA

When property damage disrupts your life, navigating the insurance claims process can be overwhelming. That’s where First Response Public Adjusting comes in. As a fully licensed and bonded public adjuster, we serve the residents and businesses of Newtown, ensuring you receive the maximum settlement possible from your insurance provider.

Whether you’re dealing with a new claim, denied claim, pending claim, or previously settled claim, our experienced team is here to guide you through every step of the process. Available 24/7, we provide emergency services and expert assistance for claims involving fire, smoke, theft, wind, and water damage.

At First Response Public Adjusting, we work for you—not the insurance company. Our mission is to ensure you receive fair treatment, full compensation, and the peace of mind you deserve.

✅ Licensed, Bonded, and Experienced

Our team has years of experience handling insurance claims of all sizes and complexities. We know the tactics insurers use to minimize payouts, and we’re here to negotiate on your behalf to ensure you get the full amount you’re entitled to.

✅ 24/7 Emergency Assistance

Disasters don’t wait for business hours, and neither do we. Our 24/7 availability means we are always ready to respond when you need us most.

✅ No Recovery, No Fee

We operate on a contingency basis, meaning if we don’t recover additional compensation for you, you owe us nothing. We are fully committed to your success.

✅ Personalized, Client-Focused Service

Unlike insurance company adjusters, we work exclusively for you. We handle all the paperwork, negotiations, and follow-ups while keeping you informed every step of the way.

✅ Proven Track Record of Success

Our clients in Newtown, have received higher settlements and faster resolutions thanks to our meticulous approach and aggressive advocacy.

Our Services

New Claims

Filing a new insurance claim can be complicated, especially when you’re dealing with property damage and stress. Our team will:

✔ Conduct a comprehensive damage assessment
✔ Gather the necessary documentation, photographs, and estimates
✔ File your claim correctly to avoid delays and denials
✔ Handle all communications with your insurance company

With First Response Public Adjusting, you won’t have to worry about missing important details. We ensure your claim is complete and accurate to maximize your payout.

Denied Claims

If your claim has been denied, don’t assume it’s final. Insurance companies often reject claims unfairly due to technicalities, policy misinterpretations, or insufficient documentation. We will:

✔ Review your denial letter and determine why your claim was rejected
✔ Gather additional evidence to strengthen your case
✔ Negotiate with your insurer to reverse the decision
✔ Take legal action if necessary to fight for your rights

Many homeowners and businesses in Newtown, have successfully had their denied claims overturned thanks to our expertise.

Pending Claims

If your insurance claim is stuck in limbo, we can help. Delays are common when insurers try to reduce payouts, hoping policyholders will accept lower settlements. We will:

✔ Follow up persistently to keep your claim moving
✔ Provide additional documentation to expedite the process
✔ Ensure your insurer complies with state regulations

With our intervention, many claims that were stuck for months have been resolved in a fraction of the time.

Settled Claims

Do you feel like your settlement was too low? Insurance companies often undervalue claims, leaving property owners without enough funds to cover repairs. We can:

✔ Re-evaluate your claim to identify missing compensation
✔ Reopen negotiations with your insurer
✔ Fight for a higher settlement that truly reflects your loss

Even if you’ve already accepted a settlement, you may still have options to recover additional funds.

Fire and Smoke Damage

Fire damage is devastating, and its effects go beyond what’s visible. Smoke and soot can permeate walls, furniture, and HVAC systems, leading to long-term damage. We will:

✔ Assess both immediate and hidden fire damage
✔ Include smoke and soot residue cleanup costs
✔ Ensure temporary housing costs (if applicable) are covered

Water Damage

Water damage from floods, burst pipes, or roof leaks can cause structural weakening and mold growth. Our adjusters will:

✔ Conduct a thorough moisture inspection
✔ Include mold remediation and long-term repair costs in your claim
✔ Ensure all affected areas are accounted for

Wind Damage

Severe storms and high winds can cause:
✔ Roof damage (missing shingles, leaks)
✔ Broken windows and structural weakening
✔ Exterior property damage (siding, fences, decks)

We document both visible and hidden damage to maximize your claim.

Theft and Vandalism

After a theft or vandalism incident, we help you:

✔ Provide detailed inventory reports of stolen/damaged items
✔ Submit the necessary police and insurance reports
✔ Ensure security system costs and temporary repairs are included in your claim

1. Free Consultation

We offer a no-obligation consultation to discuss your situation and review your policy.

2. Damage Assessment & Documentation

Our adjusters conduct a detailed inspection and document every aspect of the loss.

3. Claim Submission & Negotiation

We handle the entire claims filing and negotiation process with your insurance company.

4. Settlement & Follow-Up

We ensure your claim is resolved quickly and fairly. If necessary, we will continue to fight for a higher payout.

·       "First Response Public Adjusting was a lifesaver after our home suffered major water damage. They handled everything, and we got a much higher settlement than we expected!"
– Jessica L., Newtown, PA

·       "Our fire claim was originally denied, but FRPA fought for us and got the decision reversed. We were able to rebuild thanks to their hard work."
– Michael R., Newtown, PA

·       "After storm damage to our roof, FRPA got us a full roof replacement instead of the patchwork the insurance company originally offered. Highly recommend!"
– Brian T., Newtown, PA

When disaster strikes, you need a trusted advocate to ensure your insurance claim is handled fairly. At First Response Public Adjusting, we are committed to securing the maximum compensation for property owners in Newtown.

Don’t settle for less—let First Response Public Adjusting fight for you. Contact us now for a free consultation and take the first step toward securing your rightful settlement!